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int(401) Car Title Loans in Dearborn | Swift Title Loans

Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Dearborn, 48120

How It Works in Dearborn, MI

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Michigan: Regulations & Key Details

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $10,000 Maximum APR of 36% Typically 30 days Non-renewable; only one outstanding title loan at a time

In Michigan, title loans are governed by specific regulations designed to protect borrowers. Applicants can obtain loans ranging from $1,000 to $10,000, with a maximum annual percentage rate (APR) capped at 36%. Repayment terms are generally set for 30 days, and please note that title loans in Michigan cannot be renewed, and borrowers can only have one outstanding title loan at any time.

When seeking a title loan, it's essential to work with a licensed lender who complies with Michigan's regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the emergency funds you need. Always refer to the Michigan Department of Insurance and Financial Services for more details on state regulations.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Dearborn, MI

Address

15303 Century Dr #201, Dearborn, MI, 48120

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Dearborn, MI

Here's a real example of a funded title loan from our branch:

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the eligibility requirements for obtaining a title loan in Dearborn?

To qualify for a title loan in Dearborn, Michigan, you typically need to meet the following criteria: - You must be at least 18 years old. - The title of your vehicle must be in your name and lien-free. - You need a valid government-issued ID. - Proof of income or ability to repay the loan may be required. Each lender may have additional specific requirements, so it's important to check with them directly. ---

Can I still get a title loan in Dearborn with bad credit?

Yes! One of the advantages of title loans is that they are secured by your vehicle, which means many lenders, including Swift Title Loans, may approve you even with bad credit. Your vehicle’s value plays a significant role in the loan approval process, making it an accessible option for borrowers who need emergency funds. ---

How much can I borrow with a title loan in Dearborn?

In Michigan, title loans typically allow you to borrow up to 50% of your vehicle's value. The exact amount will depend on the vehicle's condition, age, and market value. At Swift Title Loans, you can apply online to get a no-obligation estimate based on your specific vehicle. ---

What documents do I need to provide to secure a title loan in Dearborn?

To secure a title loan in Dearborn, you'll generally need to provide the following documents:
  1. Your vehicle's title (must be in your name and free of liens)
  2. A valid driver's license or state-issued ID
  3. Proof of income (pay stubs, bank statements, or tax returns)
  4. Proof of residence (recent utility bill or lease agreement)
  5. Insurance information for the vehicle
Always check with the lender for any additional documentation they may require. ---

Where can I get a title loan in Dearborn?

You can apply online with Swift Title Loans for a fast, no-obligation estimate. Our easy online application lets you start the process from the comfort of your home.


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Fast Title Loans

Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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