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int(401) Car Title Loans in Kalamazoo | Swift Title Loans

Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

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Easily apply online

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Get cash and keep your car

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Title Loans in Kalamazoo, 49008

How It Works in Kalamazoo, MI

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Michigan: Regulations & Key Details

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $10,000 Maximum APR of 36% Typically 30 days Non-renewable; only one outstanding title loan at a time

In Michigan, title loans are governed by specific regulations designed to protect borrowers. Applicants can obtain loans ranging from $1,000 to $10,000, with a maximum annual percentage rate (APR) capped at 36%. Repayment terms are generally set for 30 days, and please note that title loans in Michigan cannot be renewed, and borrowers can only have one outstanding title loan at any time.

When seeking a title loan, it's essential to work with a licensed lender who complies with Michigan's regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the emergency funds you need. Always refer to the Michigan Department of Insurance and Financial Services for more details on state regulations.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Kalamazoo, MI

Address

3114 S Westnedge Ave b, Kalamazoo, MI, 49008

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Kalamazoo, MI

Here's a real example of a funded title loan from our branch:

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

### Title Loan FAQs in Kalamazoo, Michigan #### Q1: What is the maximum amount I can borrow with a title loan in Kalamazoo?

In Michigan, the maximum amount for a title loan is typically determined by the value of your vehicle. You can usually borrow between 25% to 50% of your car's current market value. Contact Swift Title Loans for a personalized estimate based on your vehicle’s specifics. #### Q2: Are there any age restrictions for title loans in Kalamazoo?

### Title Loan FAQs in Kalamazoo, Michigan #### Q1: What is the maximum amount I can borrow with a title loan in Kalamazoo?

Yes, to apply for a title loan in Kalamazoo, you must be at least 18 years old and hold a valid government-issued ID. Ensure you have your vehicle title in your name and free of liens to qualify. #### Q3: What documents do I need to provide to secure a title loan?

### Title Loan FAQs in Kalamazoo, Michigan #### Q1: What is the maximum amount I can borrow with a title loan in Kalamazoo?

To apply for a title loan with Swift Title Loans, you will typically need to provide the following documents:
  • Valid government-issued photo ID (e.g., driver's license)
  • The title of your vehicle, in your name
  • Proof of income or employment (e.g., pay stubs, bank statements)
  • Proof of residence (e.g., utility bill, lease agreement)
  • Insurance information for the vehicle
#### Q4: Will applying for a title loan affect my credit score?

### Title Loan FAQs in Kalamazoo, Michigan #### Q1: What is the maximum amount I can borrow with a title loan in Kalamazoo?

Title loans are often available even if you have bad credit, and applying typically does not affect your credit score. However, keep in mind that failing to repay the loan could lead to additional consequences, including potential vehicle repossession. #### Q5: How quickly can I receive funds from a title loan in Kalamazoo?

### Title Loan FAQs in Kalamazoo, Michigan #### Q1: What is the maximum amount I can borrow with a title loan in Kalamazoo?

At Swift Title Loans, you can often receive approval and access your funds on the same day you apply. Our online application process is streamlined to help you get emergency funds quickly! #### Q6: Where can I get a title loan in Kalamazoo?

### Title Loan FAQs in Kalamazoo, Michigan #### Q1: What is the maximum amount I can borrow with a title loan in Kalamazoo?

You can apply online with Swift Title Loans for a fast, no-obligation estimate. Our services are available throughout Kalamazoo, with potential locations near major streets like Parkview Avenue and West Michigan Avenue. Remember to choose a licensed lender that complies with Michigan's lending laws. #### Q7: What happens if I can’t pay back my title loan on time?

### Title Loan FAQs in Kalamazoo, Michigan #### Q1: What is the maximum amount I can borrow with a title loan in Kalamazoo?

If you anticipate difficulty


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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