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int(401) Car Title Loans in Lafayette | Swift Title Loans

Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Lafayette, 70501

How It Works in Lafayette, LA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Louisiana: Regulations & Key Details

In Louisiana, title loans can be a quick solution for those in need of emergency funds. It's essential to understand the state's regulations to make an informed decision about borrowing. Here are the key details you should know:

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$350 - $1,500 Fees vary; APR can be up to 264% Minimum repayment term of 30 days Maximum term of 60 days; must not exceed 25% of the borrower's monthly income per Louisiana Revised Statutes (LRS) 9:3578.1

Borrowers should know that Louisiana law requires lenders to be licensed and comply with state regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate. This is a convenient option for residents in major cities like New Orleans, Baton Rouge, or Shreveport. Always choose a licensed lender that follows the regulations set forth by state law to ensure your loan is handled appropriately. For more details on Louisiana title loans regulations, you can refer to the Louisiana State Legislature.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Lafayette, LA

Address

3223 Louisiana Ave #100, Lafayette, LA, 70501

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Lafayette, LA

Here's a real example of a funded title loan from our branch:

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What are the eligibility requirements for a title loan in Lafayette?

To qualify for a title loan in Lafayette, Louisiana, you generally need to meet the following criteria: 1. You must be at least 18 years old. 2. Your vehicle must have a clear title that you own. 3. You will need to provide a valid ID. 4. Proof of income or ability to repay the loan is often required, but bad credit typically won't disqualify you. 5. Lenders may ask for additional documentation to verify ownership and value.

How much can I borrow with a title loan in Lafayette?

In Louisiana, title loans can range from $350 to $1,500, depending on the value of your vehicle. The amount you qualify for may also depend on the state regulations and the lender's policies. Swift Title Loans offers competitive rates and will help you find the best option for your needs.

What documents do I need to apply for a title loan in Lafayette?

When applying for a title loan, you typically need to provide the following documents:
  1. Your vehicle title (must be clear and in your name)
  2. A government-issued ID (e.g., driver’s license)
  3. Proof of income (pay stubs, bank statements, etc.)
  4. Proof of residence (utility bill, lease agreement, etc.)
Make sure to have these documents ready when you apply online with Swift Title Loans.

Are there any additional fees I should be aware of with title loans in Lafayette?

Yes, title loans may include fees such as origination fees, late payment fees, and potentially vehicle repossession fees if applicable. It's important to read the loan agreement carefully before signing. At Swift Title Loans, we transparently communicate all fees involved so you’re fully aware before you proceed.

Can I apply for a title loan online in Lafayette?

Yes, you can apply online with Swift Title Loans for a fast, no-obligation estimate. Our online application is quick and straightforward, allowing you to get started from the comfort of your home. You can also visit us in person at one of our local Lafayette locations, like those near the Evangeline Thruway or Louisiana


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

High Security

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