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int(401) Car Title Loans in Lake Charles | Swift Title Loans

Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

How much can I borrow?

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Easily apply online

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Get cash and keep your car

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Repay loan and get title back

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Title Loans in Lake Charles, 70601

How It Works in Lake Charles, LA

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Louisiana: Regulations & Key Details

In Louisiana, title loans can be a quick solution for those in need of emergency funds. It's essential to understand the state's regulations to make an informed decision about borrowing. Here are the key details you should know:

Loan Amount Range Fees & APR % Repayment Terms Unique State Law Conditions
$350 - $1,500 Fees vary; APR can be up to 264% Minimum repayment term of 30 days Maximum term of 60 days; must not exceed 25% of the borrower's monthly income per Louisiana Revised Statutes (LRS) 9:3578.1

Borrowers should know that Louisiana law requires lenders to be licensed and comply with state regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate. This is a convenient option for residents in major cities like New Orleans, Baton Rouge, or Shreveport. Always choose a licensed lender that follows the regulations set forth by state law to ensure your loan is handled appropriately. For more details on Louisiana title loans regulations, you can refer to the Louisiana State Legislature.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Lake Charles, LA

Address

713 Ryan St a2, Lake Charles, LA, 70601

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Lake Charles, LA

Here's a real example of a funded title loan from our branch:

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

High Security

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

What is the maximum amount I can borrow with a title loan in Lake Charles?

In Louisiana, the maximum amount you can borrow with a title loan is typically $1,500, depending on the value of your vehicle and the lender’s policies. However, at Swift Title Loans, we assess each application on a case-by-case basis to provide you with the best possible offer. ####

Do I need good credit to qualify for a title loan in Lake Charles?

No, you do not need good credit to qualify for a title loan. Swift Title Loans specializes in helping borrowers with bad credit access the funds they need. Your vehicle's equity is a significant factor in the approval process. ####

What documents do I need to provide to get a title loan in Lake Charles?

To secure a title loan, you'll generally need to provide the following documents:
  1. A clear title of your vehicle in your name
  2. A valid photo ID (such as a driver’s license)
  3. Proof of income (pay stubs, bank statements, etc.)
  4. Evidence of residency (utility bill, lease agreement, etc.)
  5. Vehicle registration
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Where can I get a title loan in Lake Charles?

You can apply for a title loan online with Swift Title Loans for a fast, no-obligation estimate. Our online application process is simple and quick! Additionally, there are several licensed lenders around major streets like Ryan Street and Prien Lake Road, but make sure to choose a lender that complies with Louisiana state regulations. ####

How long does it take to get approved for a title loan in Lake Charles?

Approval times for title loans can be very quick. At Swift Title Loans, many applicants receive approval within minutes to a few hours after submitting their documentation. We strive to get you the funds you need as soon as possible. ####

Are there any fees associated with title loans in Louisiana?

Yes, lenders may charge fees such as origination fees and late payment fees. It’s essential to review the loan agreement thoroughly to understand all associated costs. Swift Title Loans is committed to transparent lending practices; we will outline all fees upfront. ####

Can I keep my car while I have a title loan?

Yes, you can continue to use your vehicle


Explore Other Vehicle-Secured Loan Products

Looking for flexible financing? Ask about motorcycle title loans, RV title loans, and more. We’ve got options to fit every vehicle type and situation.

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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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