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int(401) Car Title Loans in Muskegon | Swift Title Loans

Swift Title Loan

Sign up by noon, get cash today!

Bad credit & past bankruptcies? All welcome!

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Get cash and keep your car

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Title Loans in Muskegon, 49440

How It Works in Muskegon, MI

Getting the cash you need is quick and simple with our title loan process

01

Apply in Minutes

Apply online or give us a call. No mountains of paperwork!

02

Use Your Car Title

Your vehicle stays with you; we just hold the title as collateral.

03

Get a Quick Evaluation

We’ll estimate your loan based on your car’s value and your ability to repay.

04

Sign & Drive

Once approved, sign your agreement and leave with cash the same day.

Usually there’s no credit check required, and you can borrow from $2,500 up to $50,000, depending on your vehicle. Whether it's for an emergency or unexpected bill, we’re here to help you move forward—fast.

Title Loans in Michigan: Regulations & Key Details

Loan Amount Range (Min-Max) Fees & APR % Repayment Terms Unique State Law Conditions
$1,000 - $10,000 Maximum APR of 36% Typically 30 days Non-renewable; only one outstanding title loan at a time

In Michigan, title loans are governed by specific regulations designed to protect borrowers. Applicants can obtain loans ranging from $1,000 to $10,000, with a maximum annual percentage rate (APR) capped at 36%. Repayment terms are generally set for 30 days, and please note that title loans in Michigan cannot be renewed, and borrowers can only have one outstanding title loan at any time.

When seeking a title loan, it's essential to work with a licensed lender who complies with Michigan's regulations. You can apply online with Swift Title Loans for a fast, no-obligation estimate to get the emergency funds you need. Always refer to the Michigan Department of Insurance and Financial Services for more details on state regulations.

Why Choose Swift Title Loans?

Local Service

We proudly serve our community with personalized support.

Fast & Easy

Apply today and get cash in hand—often the same day.

Online Convenience

Start your application online and finish in minutes.

No Pre-Payment Penalties

Pay off your loan early without any extra fees.

No Hassle, No Credit Check

We focus on your car’s value, not your credit score.

Our Main Advantages

Customer centered service

Providing excellent customer service and a positive loan experience is Swift Title Loans top goal and we work tirelessly to make this happen for each and every customer.

Loans for low credit score

We don’t like turning away customers simply for having a bad credit score. We will work hard to get you a loan regardless of your bad credit.

Easy application process

We understand the urgency when getting a loan, so we offer simple options for applying. You can choose to apply in multiple ways.

Services

Title Loans

Cash Loans

Quick Loans

Same Day  Loans

Bad Credit Loans

Installment Loans

No Credit Check Loans

Loans without credit check

Personal Loans For Bad Credit

Process

Apply by phone or at our office

Complete all necessary requirements

Get your money

Requirements

Car details

Personal details

Car title

Identification

References

Benefits

Keep driving your car

No prepayment penalties

No hidden fees

Quick funding

Personable service

Swift Title Loans – Muskegon, MI

Address

876 Jefferson St #1, Muskegon, MI, 49440

Open Hours

Mon - Fri

9am - 7pm

Saturday

10am -5pm

Sunday

Closed

Phone

1 888 903-0217

Example of Title Loan Funded in Muskegon, MI

Here's a real example of a funded title loan from our branch:

Title Loan Offers for Apr 2025

Need fast cash in Los Angeles? Apply now to get exclusive April rates, no credit checks, and same-day funding.

How much can I borrow?

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Frequently Asked Questions

Quick answers to help you feel confident about title loans.

### Title Loans in Muskegon, Michigan: Frequently Asked Questions #### Q1: What are the eligibility requirements for a title loan in Muskegon, Michigan?

To qualify for a title loan in Muskegon, you generally need to meet the following criteria: - Be at least 18 years old. - Own a vehicle with a clear title in your name. - Have a valid photo ID. - Provide proof of income or ability to repay the loan. These requirements can vary by lender, so it's essential to check specific details with Swift Title Loans. #### Q2: How much money can I borrow with a title loan in Muskegon?

### Title Loans in Muskegon, Michigan: Frequently Asked Questions #### Q1: What are the eligibility requirements for a title loan in Muskegon, Michigan?

In Michigan, title loans typically allow you to borrow 25% to 50% of your vehicle's value. The exact amount you can borrow will depend on the condition of your vehicle and Swift Title Loans' assessment. #### Q3: What documents do I need to apply for a title loan at Swift Title Loans?

### Title Loans in Muskegon, Michigan: Frequently Asked Questions #### Q1: What are the eligibility requirements for a title loan in Muskegon, Michigan?

To apply for a title loan, you'll need to provide:
  1. Your vehicle title.
  2. A government-issued ID (such as a driver's license).
  3. Proof of income (pay stubs, bank statements, etc.).
  4. Proof of residence (utility bill, lease agreement, etc.).
Make sure your documents are easily accessible to speed up the application process! #### Q4: Can I get a title loan in Muskegon if I have bad credit?

### Title Loans in Muskegon, Michigan: Frequently Asked Questions #### Q1: What are the eligibility requirements for a title loan in Muskegon, Michigan?

Yes! Title loans are often accessible even if you have bad credit, as the loan is secured against your vehicle's title. At Swift Title Loans, we focus more on the value of your vehicle than on your credit history. This makes title loans a viable option for those in need of emergency funds. #### Q5: Where can I get a title loan in Muskegon?

### Title Loans in Muskegon, Michigan: Frequently Asked Questions #### Q1: What are the eligibility requirements for a title loan in Muskegon, Michigan?

You can apply for a title loan online with Swift Title Loans. We provide a fast, no-obligation estimate that simplifies the process. While there may be lenders located around major streets like Semloh Avenue or around Lakeshore Drive, always choose licensed lenders that comply with Michigan state regulations to ensure your loan is handled legally and fairly. #### Q6: What is the repayment period for a title loan in Michigan?

### Title Loans in Muskegon, Michigan: Frequently Asked Questions #### Q1: What are the eligibility requirements for a title loan in Muskegon, Michigan?

In Michigan, title loans generally have repayment terms ranging from


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Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.

How much can I borrow?

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