Swift Title Loan
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If you're a Wyoming resident in need of quick cash, car title loans offer a reliable solution by allowing you to borrow against your vehicle's equity while still driving it. These loans cater to those with bad credit, focusing on your vehicle's value and clear title rather than your credit history.
Loan amounts typically range from $2,500 up to $50,000, with APRs generally reaching up to 150%. Repayment terms may vary by lender, but it's essential to ensure you’re aware of all fees and costs before proceeding. Remember, these estimates are based on industry standards, and specifics can differ based on individual qualifications.
Quick & easy title loans are designed for local borrowers in Wyoming needing emergency funds. Your fast cash solution is right around the corner—check your eligibility today!
Loan Amount Range | Fees & APR % | Repayment Terms | Unique State Law Conditions |
---|---|---|---|
$1,000 - $25,000 | Up to 30% for the first $2,000; then 20% thereafter | Minimum term of 30 days; extensions allowed | Must be secured by a vehicle title; licensed lenders only |
In Wyoming, title loans are a viable option for borrowers needing quick cash, especially those with bad credit. Borrowers should always ensure they apply through licensed lenders who adhere to the laws outlined in the Wyoming Title Loan Act. The loan amounts can range significantly, making it accessible for various financial needs.
Make sure to read the terms carefully, as fees can accumulate rapidly. Additionally, if you require emergency funds, you can apply online with Swift Title Loans for a fast, no-obligation estimate. With locations across major cities like Cheyenne and Casper, qualified applicants can receive funds quickly, helping you toward financial relief while complying with state regulations as highlighted by the Wyoming Department of Family Services.
Wyoming residents can apply online with Swift Title Loans to secure fast cash. Start by sharing your contact information and car details, then upload photos of your vehicle. A lender will review your submission remotely, and if approved, same-day cash may be available—all without visiting a store. This convenient process is designed for local borrowers needing quick financial assistance from home.
We proudly serve our community with personalized support.
Apply today and get cash in hand—often the same day.
Start your application online and finish in minutes.
Pay off your loan early without any extra fees.
We focus on your car’s value, not your credit score.
Getting the cash you need is quick and simple with our title loan process
Apply online or give us a call. No mountains of paperwork!
Your vehicle stays with you; we just hold the title as collateral.
We’ll estimate your loan based on your car’s value and your ability to repay.
Once approved, sign your agreement and leave with cash the same day.
Here's a real example of a funded title loan from our branch:
2020 Chevrolet Equinox | 2023 Honda Pilot | |
Loan Term | 24 month | 36 month |
Estimated Vehicle Value | $25000 | $40000 |
Loan Amount | $3364 | $4114 |
Processing Fee | $75 | $75 |
Lien Recording Fee | $15 | $15 |
Monthly Payment | $147.58 | $123.30 |
Monthly Interest | 0.42 | 0.42 |
APR | 5.00% | 5.00% |
*All our repayment plans are without any hidden fees or prepayment penalties.
Before applying for a title loan in Wyoming, we encourage you to explore local financial institutions. Many banks and credit unions in the state offer safer alternatives with lower interest rates and flexible repayment terms that prioritize community well-being.
Here are a few trusted financial institutions in Wyoming:
- Wyoming Community Bank
- Northwest Bank
- Homestead Bank
✅ Tip: Always compare interest rates, fees, and repayment plans before committing to a loan. By considering all your options, you can find a financial solution that best meets your needs.
Quick answers to help you feel confident about title loans.
Get pre-approved for your title loan in under 5 minutes. Quick start, because your time is precious.